Terms of use

1. Introduction

These terms of use govern access to and use of the website operated by Credence Invest i Stockholm AB.

By accessing or using this website, the visitor agrees to these terms of use. If a visitor does not agree to these terms, the visitor should not use the website.

The website is intended to provide general information about Credence, its advisory focus, its services, its partners and its professional activities.

2. Website operator

This website is operated by:

Website: www.credence.se

Email: info@credence.se

3. No advisory relationship

The information on this website is provided for general information purposes only.

Nothing on this website creates, or is intended to create, an advisory, fiduciary, contractual, client, investor, partnership, agency or mandate relationship between Credence and any visitor.

A professional relationship with Credence is created only when Credence and the relevant party have entered into a written agreement or mandate letter signed or otherwise expressly approved by Credence.

4. No investment offer

The content of this website does not constitute, and shall not be interpreted as, an offer, solicitation, invitation, recommendation or commitment to invest, lend, borrow, purchase, sell, subscribe for or otherwise participate in any investment, financial instrument, project, fund, program or transaction.

Any reference to capital structuring, financial instruments, asset-lending solutions, project finance programs, invite-only programs, M&A assignments or other business opportunities is provided solely as a general description of the areas in which Credence may provide advisory or structuring support.

No information on this website should be relied upon as investment advice, financial advice, legal advice, tax advice, accounting advice or regulatory advice.

5. Professional advice

Visitors should obtain independent professional advice before making any business, investment, legal, financial, tax, accounting, strategic or commercial decision.

Credence does not accept responsibility for any decision made in reliance on information published on this website.

6. Selected mandates and qualified participants

Certain services, programs, mandates or opportunities described on this website may be available only to selected clients, qualified participants, professional counterparties or invite-only participants.

Any discussion with Credence regarding such matters remains subject to eligibility assessment, due diligence, KYC, compliance review, written documentation and any applicable legal, regulatory, banking or counterparty requirements.

Credence is under no obligation to accept any mandate, introduce any party, provide access to any program or proceed with any opportunity.

7. Website content

Credence seeks to ensure that the information on this website is accurate and current. However, the website may contain errors, omissions or information that becomes outdated.

Credence does not warrant or represent that the website or its content is complete, accurate, reliable, available, uninterrupted, secure or free from errors.

Credence may update, amend, suspend, remove or discontinue any part of the website at any time without notice.

8. Intellectual property

All content on this website, including text, graphics, logos, icons, images, design elements, layouts, documents, materials, trademarks, service marks and other intellectual property, is owned by Credence or used by Credence with permission, unless otherwise stated.

Visitors may view and download website content for personal and internal business reference only.

Visitors may not copy, reproduce, modify, distribute, publish, transmit, display, sell, licence, create derivative works from or otherwise exploit any website content without prior written permission from Credence.

9. Permitted use

Visitors may use the website only for lawful and proper purposes.

Visitors must not:

• Use the website in breach of applicable law.
• Use the website for fraudulent, misleading, harmful or unlawful purposes.
• Attempt to gain unauthorised access to the website, its systems or related infrastructure.
• Interfere with the operation, security or availability of the website.
• Introduce viruses, malware, harmful code or disruptive technology.
• Use automated tools to scrape, copy, index or extract website content without consent.
• Misrepresent an association with Credence.
• Use Credence’s name, logo or materials without permission.

10. Third-party links

The website may contain links to third-party websites, platforms or services.

Such links are provided for convenience only. Credence does not control and is not responsible for the content, accuracy, availability, security, privacy practices or terms of any third-party website, platform or service.

Access to third-party websites is at the visitor’s own risk.

11. Booking tools and external platforms

The website may use third-party tools or platforms for meeting bookings, contact forms, analytics, email communication, hosting or other website functionality.

Use of such third-party services may be subject to separate terms and privacy policies issued by the relevant third-party provider.

Credence is not responsible for the operation, availability, security or performance of third-party platforms, except to the extent required by applicable law.

12. Confidentiality

Information submitted through the website, email, booking tools or other communication channels should not be considered confidential unless Credence has expressly agreed in writing to receive such information on a confidential basis.

Visitors should not submit confidential, proprietary, sensitive or regulated information through the website unless expressly requested by Credence and subject to appropriate confidentiality arrangements.

Nothing on this website constitutes a non-disclosure agreement or confidentiality undertaking by Credence.

13. Data protection

Credence processes personal data in accordance with its privacy policy.

Visitors should review the privacy policy to understand how Credence collects, uses, stores and protects personal data.

14. Limitation of liability

To the maximum extent permitted by applicable law, Credence shall not be liable for any direct, indirect, incidental, consequential, special, punitive or other loss or damage arising out of or in connection with the use of, or inability to use, this website or reliance on any website content.

This includes, without limitation, loss of profit, loss of revenue, loss of business opportunity, loss of data, loss of goodwill, business interruption or any other commercial loss.

Nothing in these terms excludes or limits liability where such exclusion or limitation is not permitted under applicable law.

15. No warranty

The website and its content are provided on an “as is” and “as available” basis.

Credence makes no warranties, representations or undertakings of any kind, whether express or implied, in relation to the website, its content, its availability, its security or its suitability for any purpose.

16. Indemnity

To the extent permitted by applicable law, visitors agree to indemnify and hold Credence harmless from and against any claims, losses, liabilities, damages, costs and expenses arising from misuse of the website, breach of these terms of use or infringement of any third-party rights.

17. Forward-looking statements

The website may contain statements regarding strategies, markets, opportunities, technologies, sectors, growth areas or future business developments.

Such statements are general in nature and may involve assumptions, expectations and uncertainties.

Credence gives no assurance that any expected outcome, opportunity, project, transaction, program, product, partnership or business development will occur or be completed.

18. Changes to these terms

Credence may update these terms of use from time to time.

The latest version will be published on the Credence website. Continued use of the website after any update constitutes acceptance of the updated terms.

19. Severability

If any provision of these terms of use is found to be invalid, unlawful or unenforceable, the remaining provisions shall remain in full force and effect.

The invalid, unlawful or unenforceable provision shall be interpreted or replaced to the extent necessary to achieve the commercial and legal purpose of the original provision as far as permitted by law.

20. Governing law

These terms of use are governed by the laws of Sweden, without regard to conflict of law principles.

21. Dispute resolution

Any dispute arising out of or in connection with these terms of use, the website or the use of the website shall be subject to the jurisdiction of the competent courts of Sweden, unless otherwise required by mandatory applicable law.

22. Contact

Questions regarding these terms of use may be directed to:

Email: info@credence.se

Website: www.credence.se